Many associations require their contractors to present certificates of insurance as evidence that the hired company has insurance. The certificate often used, called an ACORD certificate and contains information including, but not limited to the following: basic policy details, such as policy numbers, descriptions, limits, deductible amounts, and identity of carriers;provides that the certificateGo to Resource
Perhaps one of the more confusing concepts when it comes to HOAs is the difference between having an insurance obligation and having a maintenance obligation. In what particular circumstances do you apply each? It is precisely this confusion that often lands associations in hot water for either failing to submit insurance claims or requiring ownersGo to Resource
In all the years I’ve been practicing law, and particularly HOA law, there is one thing I learned for certain: Most people hate insurance.  Why?  Because insurance documents are difficult to understand and confuse many who attempt interpretation of them.  Thank goodness boards and managers have insurance professionals to rely upon!  This leads me toGo to Resource

Client Success

“When a Denver condominium community sued for unpaid assessments, it was met with a counterclaim by the owner for damage to her unit as a result of a fire.   Things got more complicated because the association’s governing documents and insurance coverage were not consistent.  As a result of Altitude Community Law’ tenacious arguments andGo to Resource
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