As we move through the winter months, many owners are already anticipating the exterior home improvements they want to make in the spring. For most covenant controlled communities, exterior modifications require prior association approval upon submittal of an architectural request form. But do your forms contain all the necessary provisions to adequately protect theGo to Resource
  A wise person once said: “Never make snow angels in a dog park”. That is good advice. Another piece of good advice is to be prepared, this winter season, for frozen pipes and finger-pointing. When the temperatures plummet, condominiums and townhomes often experience frozen pipes and resulting water leaks.  When that happens, everyone startsGo to Resource
  Many associations require their contractors to present certificates of insurance as evidence that the hired company has insurance. The certificate often used, called an ACORD certificate and contains information including, but not limited to the following: basic policy details, such as policy numbers, descriptions, limits, deductible amounts, and identity of carriers;provides that the certificateGo to Resource
Perhaps one of the more confusing concepts when it comes to HOAs is the difference between having an insurance obligation and having a maintenance obligation. In what particular circumstances do you apply each? It is precisely this confusion that often lands associations in hot water for either failing to submit insurance claims or requiring ownersGo to Resource
In all the years I’ve been practicing law, and particularly HOA law, there is one thing I learned for certain: Most people hate insurance.  Why?  Because insurance documents are difficult to understand and confuse many who attempt interpretation of them.  Thank goodness boards and managers have insurance professionals to rely upon!  This leads me toGo to Resource