One of the more confusing concepts in HOA world is insurance and knowing when to submit a claim.  All too often associations get in trouble for failing to submit claims and requiring an owner to pay for damages out of pocket instead of using insurance proceeds.  In this article, we will discuss how to determineGo to Resource
Winter is here! And with the cold temperatures, snow storms, and other winter culprits, it’s time to ensure you have adequate insurance to cover property damage that may be coming your way. Whether your community is damaged from exploding frozen pipes, or because of snow and hail storms, it’s important to understand possible pitfalls inGo to Resource
An association’s maintenance and insurance obligations are typically set forth in its governing documents, and ideally should be contained in the declaration of covenants, conditions, and restrictions.  Although one might expect that a board member, manager, or homeowner would be able to read their communities’ governing documents and find answers to questions concerning their maintenanceGo to Resource
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