Chapter 7 Bankruptcy – What Is It?

  Chapter 7 bankruptcy cases tend toward the routine. The debtor files a bankruptcy petition, the trustee holds a “Meeting of Creditors” wherein the debtor is questioned under oath about the bankruptcy and a trustee determines whether the debtor has any assets that may be sold to pay his/her creditors.  If the trustee finds thereGo to Resource

Associations and Loans: Review Your Documents Before Plunging In

Now that the economy is at an upturn and associations are feeling more financially stable, many associations are investing in capital improvements for their communities.  Whether it’s installing a new swimming pool in the community, installing all new roofs, or upgrading the playground equipment, these types of projects are expensive and, oftentimes, require associations toGo to Resource

Owners’ Access to Financial Records: What and How Much Do We Provide

Suppose an owner in your association has requested access (inspection and/or copying) to certain financial records of the association.  What are the obligations of the board to provide this information?  Can it withhold any information?  Can you charge for access?  The answers are provided for in Colorado law (both the Colorado Common Interest Ownership ActGo to Resource

CCIOA Budget Process

The Colorado Common Interest Ownership Act (“CCIOA”) provides a step-by-step process for budget ratification for communities created after July 1, 1992.  Associations created before July 1, 1992, and those that are otherwise exempt from CCIOA, are not required to follow the CCIOA budget ratification process and must follow the budgeting and assessment processes set forthGo to Resource
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