loading… Anyone who has attended one of our classes related to insurance obligations for homeowners associations has probably heard us recommend associations carry workers’ compensation insurance. The often asked question is, “Why should we carry workers’ compensation insurance if we don’t have employees?” First, you may have employees, as defined by the Colorado Workers’ CompensationGo to Newsletter
Maintenance & Insurance Resources
loading… A Colorado federal appellate court recently issued a significant decision which should guide community associations and contractors to make helpful contract and insurance decisions. This court decision addressed the recurring issue of liability insurance coverage for construction projects In the recent Greystone case, the Tenth Circuit Court of Appeals, a federal court based inGo to Newsletter
loading… To guard against problems and liability, associations need to know the ins and outs of snow removal contracts, what to do when a slip-and-fall occurs and when a frozen pipe breaks. The following guidelines and tips will help associations prepare for the winter season. Snow removal contracts Your snow removal contracts should: Have aGo to Newsletter
loading… Many community associations are required by their declarations to carry “fidelity insurance,” but what exactly is fidelity insurance? What does it cover and, perhaps more importantly, what doesn’t it cover? In order to fully protect an association, it is important to understand the limitations and exceptions of an association’s fidelity insurance. In simple terms,Go to Newsletter
loading… An association’s maintenance and insurance obligations are typically set forth in the association’s declarations of covenants. However, in many instances, simply reading the maintenance and insurance provisions of the declaration will not give boards and managers clear answers. Often times, many provisions of the declaration need to be cross referenced and read in conjunction,Go to Newsletter