Newsletter

If an association has any employees, it is required to carry workers’ compensation insurance.  The amount of the premium is generally determined by the total employee payroll.  Generally, independent contractors and non-compensated volunteers of associations are not considered employees for purposes of workers’ compensation. Examples of employees for which associations are required to carry workers’Go to Resource

Do you know whether you are fully insured? Do you even know how to figure this out? Every homeowners and condominium association needs to protect itself from various losses, claims, and liability exposure through a comprehensive insurance program.  Here are some tips to ensure you have appropriate and adequate insurance: TIP 1:    Know the fourGo to Resource

Whether it’s a slip and fall in the community or an upset owner who did not get his architectural request approved, there are numerous situations that can lead to the filing of legal action against an association.  And if such association is not adequately insured, a legal action could literally bankrupt a community. So howGo to Resource

A Colorado federal court judge recently issued an important decision addressing community association insurance issues. We expect this decision will assist community associations to secure insurance benefits under liability policies where claims are made alleging inadequate repair and maintenance. Commercial general liability (CGL) insurers occasionally deny any obligation to provide a legal defense or toGo to Resource