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What Do Owners Do with Their Properties After Filing Bankruptcy?

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With bankruptcy numbers still on the rise, questions continue to abound regarding the impact an owner filing for bankruptcy has on an association…especially when it comes to collection of assessments. Bankruptcy is a means by which a person (which can be an individual, partnership or corporation) seeks relief from debt.  If a bankruptcy is successful,Go to Resource

What is the “Robo-signer” Foreclosure Scandal and Why Should Associations Care About It?

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Recently, several major national lenders have responded to the so-called “robo-signer” scandal by announcing either freezes or new procedures relating to foreclosures in various states, including Colorado. The scandal revolves around the admission by several low-level employees at national lending institutions that they routinely signed affidavits necessary for banks to complete foreclosures without having anyGo to Resource

What in the World is a “Stip?”

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“Stip” is common slang for “Stipulation.”  A “Stipulation” is a legal term that generally identifies a written document that sets forth the agreed upon terms and conditions of a settlement between two parties to a lawsuit.  In the realm of community association collection actions, that generally means a settlement between the delinquent owner and theGo to Resource

Usury and Unpaid Assessments

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Generally, usury laws should not apply to homeowners association late fees.  However, some courts have not agreed.  Usury laws apply only to loans and homeowners association assessments are not considered loans.  However, homeowners and/or their attorneys occasionally attempt to argue that an association’s interest and late fees are usurious.  In order to fully protect anGo to Resource

Three Ways to Gain Control Over Delinquencies in This (Still) Tough Economy

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Earlier this year, the Metro Denver Economic Development Corporation (an affiliate of the Metro Denver Chamber of Commerce) presented the 2010 Economic Forecast for Metro Denver, and it was not all bad news! Briefly stated, the EDC suggested that Metro Denver has the necessary fundamentals to bounce back from this economic recession. For example, DenverGo to Resource

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