“While insurance coverages for community associations haven’t changed much in recent years, the exposures facing this class of business have…both the frequency and the severity of the claims are becoming greater.”  In this quote from Wayne Dow, Esq, director of underwriting for Kevin Davis Insurance Services, we are reminded how important association insurance coverage is.  We only have to look at the Trayvon Martin case or the Louisville, Kentucky situation for examples of the ultimate insurance claim — liability for someone’s death.  As discussed in the above article, making sure your D&O policy has coverage consistent with your board’s activities is crucial.

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