The one year waiver on proof of HO6 policies at closings on FHA loans will expire on April 28, 2011. Therefore, unless your condominium association maintains an “all-in” insurance policy, now is a great time to remind your owners that they must show proof of a current HO6 policy if they are refinancing or obtaining a new FHA insured loan which will be closing after April 28, 2011. For more information on other changes to the FHA certification process click here.